Mortgage
There are many different types of mortgages, each with its own advantages and disadvantages, it is very important that you do your research.
Remember that many people were impacted by predatory lenders and given mortgages that they could not sustain during the housing crisis of the last two years.
Understanding these differences will enable you to choose the right mortgage for your financial situation and housing goals. Be an educated consumer!
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IMERIS
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Scotia Bank
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TD Bank
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Desjardins
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BMO
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CIBC
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National Bank
Notary
You need a lawyer (or a notary in Quebec) to protect your legal interests, such as ensuring the property you are thinking of buying does not have any building or statutory liens or charges or work or clean-up orders associated with it.
He or she will review all contracts before you sign them, especially the Offer (or Agreement) to Purchase. Having a lawyer/notary involved in the process will give you peace of mind and ensure that things go as smoothly as possible. Law associations can refer you to lawyers who specialize in real estate law. In Quebec, contact the Chambre des notaires du Québec for the names of notaries specializing in real estate law.
Role of Notary:
1. Legal advisor.
2. Title examiner.
3. Identifies mortgages, seizures and any other leans on the property.
4. Writer of the deeds: Deed of loan, Deed of sale.
5. Holder of money, in trust account.
6. Plays the role of a mediator in case of disagreement between the seller and the buyer.
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Me France Sauve
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Me Michéle Dubreuil
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Me Jennifer McCarthy
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Me Catherine Dahmen
Me France Sauve
Me France Sauvé 3640, St-Charles Blvd Kirkland, QC H9H 3C3
514-697-7773
Me Michéle Dubreuil
Me Michéle Dubreuil 3535, St-Charles Blvd Kirkland, QC H9H 5B9
514-426-4445
Me Jennifer McCarthy
Me Jennifer McCarthy 189 Hymus Blvd. Suite 500 Pointe-Claire, QC H9R 1E9
514-630-6663
Me Catherine Dahmen
Me Catherine Dahmen 185 Dorval Ave. Suite 303 Dorval, QC H9S 5J9
514-422-8444
Locksmith
Bougie Locksmith Installation and Repair
Mathieu Bougie
For piece of mind give him a call.
Excellent service, excellent price.
Tel.: 1-438-257-0545 Cell: 1-613-678-7023
